Natural hazards · Oneida Castle

Oneida Castle, NY natural hazards

Most of the natural-hazard damage FEMA expects in Oneida Castle comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1986. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oneida Castle?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oneida Castle to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves9%Everything else18%

By hazard

What Oneida Castle faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oneida Castle flood?

Every paid claim on a federal flood insurance policy in Oneida Castle, from FEMA’s records.

3paid claims since 1986

$5Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oneida Castle isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oneida County.

Disasters that hit Oneida Castle

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oneida Castle itself: aid to households, or repair grants to the Village of Oneida Castle.

Brought FEMA money into Oneida CastleDeclared for Oneida County only

2003

Ice Storm

$4K to the Village of Oneida Castle for repairs

Oneida County has had 22 natural disasters declared since 1953, most often winter storms and severe storms.

Around Oneida Castle

Oneida Castle and the towns around it

Very lowLowModerateHighVery high

Oneidamostly inland floodingHigh

Vernonmostly inland floodingModerate

Oneida Castlemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oneida Castle is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oneida Castle’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Oneida Castle. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.