Natural hazards · Noyack

Noyack, NY natural hazards

Most of the natural-hazard damage FEMA expects in Noyack comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Noyack?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Noyack to be higher than in 9% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding64%Hurricanes18%Coastal flooding10%Everything else9%

By hazard

What Noyack faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 5 years in the area

Coastal flooding

10% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Noyack flood?

Every paid claim on a federal flood insurance policy in Noyack, from FEMA’s records.

6paid claims since 2010

$246Kpaid to owners

0homes flooded more than once

20102026

Biggest named events

Hurricane Sandy: 5 claims, $238K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Noyack isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Suffolk County.

Disasters that hit Noyack

Federal disasters declared here

None of the disasters declared for Suffolk County shows FEMA aid or repair money reaching Noyack itself in FEMA’s records.

Brought FEMA money into NoyackDeclared for Suffolk County only

Suffolk County has had 28 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Noyack

Noyack and the towns around it

Very lowLowModerateHighVery high

Southamptonmostly inland floodingLow

Bridgehamptonmostly inland floodingVery low

North Seamostly inland floodingVery low

Noyackmostly inland floodingVery low

East Hamptonmostly inland floodingVery low

Sag Harbormostly inland floodingVery low

Wainscottmostly inland floodingVery low

North Havenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Noyack covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Noyack’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Noyack. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Noyack total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.