Natural hazards · Norwood

Norwood, NY natural hazards

Most of the natural-hazard damage FEMA expects in Norwood comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2010. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Norwood?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Norwood to be higher than in 41% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding68%Cold waves16%Earthquakes9%Everything else7%

By hazard

What Norwood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

9% of expected damage

Well above average · higher than 75% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Norwood flood?

Every paid claim on a federal flood insurance policy in Norwood, from FEMA’s records.

1paid claims since 2010

$5Kpaid to owners

0homes flooded more than once

20102026

of all homes
are insured

No community discount. Norwood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Lawrence County.

Disasters that hit Norwood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Norwood itself: aid to households, or repair grants to the Village of Norwood.

Brought FEMA money into NorwoodDeclared for St. Lawrence County only

1999

Snow

$4K to the Village of Norwood for repairs

St. Lawrence County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Norwood is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Norwood’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Norwood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.