Housing · North Harmony

North Harmony, NY housing market

Builders were permitted 15 new homes in 2025.

Home values, sales, trends and how North Harmony compares with the towns next door — updated as new data is published.

New construction

15 new homes permitted in 2025

Builders were permitted 15 new homes in North Harmony in 2025, all single-family houses, worth about $5 million to build. That's 8 per 1,000 residents, faster than across New York (1.8). Over the past 10 years, North Harmony has permitted 85 homes in all.

New homes, 2025
15
9 in 2024
2026 so far
3
Jan–Aug
Per 1,000 residents
8
New York: 1.8
Single-family
100%
of 2025’s new homes
Single-family2026 so far
05101520 2000: 17 homes 2000 2001: 4 homes 2002: 9 homes 2003: 18 homes 2004: 11 homes 2005: 10 homes 2005 2006: 8 homes 2007: 5 homes 2008: 8 homes 2009: 4 homes 2010: 9 homes 2010 2011: 6 homes 2012: 5 homes 2013: 2 homes 2014: 4 homes 2015: 8 homes 2015 2016: 5 homes 2017: 0 homes 2018: 4 homes 2019: 5 homes 2020: 6 homes 2020 2021: 13 homes 2022: 14 homes 2023: 14 homes 2024: 9 homes 2025: 15 homes 2025 2026 so far: 3 homes

Homes vs. people, 2010–2020

Residents−75
New homes+48

Between the 2010 and 2020 censuses, North Harmony's population fell by 75 even though 48 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 39% of North Harmony's homes are seasonal or vacation homes, which adds housing without adding residents. Across New York: 2.2 new residents per new home.

Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.

Show as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)330$1.2 million
202515150$5 million
2024990$3.6 million
202314140$2.7 million
202214140$3.1 million
202113130$5.2 million
2020660$1.1 million
2019550$1.2 million
2018440$721,000
2017000—
2016550$1.4 million
2015880$1.5 million
2014440$865,000
2013220$325,000
2012550$1 million
2011660$2.3 million
2010990$2.4 million
2009440$670,000
2008880$1.6 million
2007550$1.1 million
2006880$1.7 million
200510100$2.2 million
200411110$1.5 million
200318180$2.5 million
2002990$931,000
2001440$675,000
200017170$2 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.

Nearby

North Harmony and its neighbors

The towns that share a border. Tap one to see its housing page.
TownTypical value1-yr change2-bed rentNew homes 2025Median income
North Harmony — — $990 15 $71,250
Harmony — — $970 5 $58,600
Sherman $171K +2.2% $1,060 6 $51,953
Chautauqua $584K +3.1% $1,010 32 $68,795
Busti — +13.3%† $1,060 0 $67,292
Panama $194K +4.5% $970 0 $60,865

† FHFA price index change, where Zillow has no home value for the town.

Affordability

2.9 years of income

The typical North Harmony home costs about 2.9 years of the town's median household income, less than across New York (6.1 years).

Home value ÷ ACS median household income.

The homes

Owners, rent & taxes

Homeownership
88.4%
New York: 54.3%
Median tax bill
$2,899
New York: $6,582
Median rent
$793
New York: $1,621
Typical home built
1959
New York: 1959

U.S. Census Bureau, ACS 2020-2024.

Renting

A two-bedroom rents for about $990

HUD's Fair Market Rent for a two-bedroom in North Harmony is $990 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in North Harmony pay a median of $793, so moving in tends to cost more than staying put. A two-bedroom takes about 17% of the town's median household income.

1 bedroom
$770
a month, with utilities
2 bedrooms
$990
a month, with utilities
3 bedrooms
$1,310
a month, with utilities
Share of income
17%
2 bedrooms ÷ median income

Studio $690 · 4 bedrooms $1,320

U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (14710, 14757, 14767, 14781; Chautauqua County, NY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.

The coffee’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01