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Natural hazards · North Greenbush

North Greenbush, NY natural hazards

Most of the natural-hazard damage FEMA expects in North Greenbush comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 16 claims here since 1986. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Greenbush?

26
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Greenbush to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes10%Hail8%Hurricanes5%Everything else13%
By hazard

What North Greenbush faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 51% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Below average · higher than 42% of U.S. places

Hail

8% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

5% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 20 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Greenbush flood?

Every paid claim on a federal flood insurance policy in North Greenbush, from FEMA’s records.

16paid claims since 1986
$213Kpaid to owners
1homes flooded more than once
19862026

Biggest named events

  • Hurricane Irene: 7 claims, $108K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. North Greenbush isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rensselaer County.
Disasters that hit North Greenbush

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Greenbush itself: aid to households, or repair grants to the Town of North Greenbush.

Brought FEMA money into North GreenbushDeclared for Rensselaer County only
2017

Severe Winter Storm and Snowstorm

$35K to the Town of North Greenbush for repairs
2011

Hurricane Irene

$146K to the Town of North Greenbush for repairs
2010

Severe Winter Storm and Snowstorm

$16K to the Town of North Greenbush for repairs
2008

Severe Winter Storm

$244K to the Town of North Greenbush for repairs
2006

Severe Storms and Flooding

$15K to the Town of North Greenbush for repairs
2002

Snowstorms

$38K to the Town of North Greenbush for repairs
2000

Severe Storms and Flooding

$43K to the Town of North Greenbush for repairs
Rensselaer County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
Around North Greenbush

North Greenbush and the towns around it

Rensselaer: Moderate, mostly inland floodingEast Greenbush: Low, mostly inland floodingPoestenkill: Moderate, mostly inland floodingBrunswick: Low, mostly inland floodingTroy: High, mostly inland floodingMenands: Very low, mostly inland floodingSand Lake: Low, mostly inland floodingColonie: Very low, mostly inland floodingAlbany: Low, mostly inland floodingSchodack: Moderate, mostly inland floodingBethlehem: Very low, mostly inland floodingGrafton: Very low, mostly inland floodingBerlin: High, mostly inland floodingSchaghticoke: Moderate, mostly inland floodingPittstown: Moderate, mostly inland floodingWatervliet: Low, mostly inland floodingGreen Island: High, mostly inland floodingGreen Island: High, mostly inland floodingWaterford: Very high, mostly inland floodingWaterford: High, mostly inland floodingCohoes: Moderate, mostly inland floodingNassau: High, mostly inland floodingGuilderland: Very low, mostly inland floodingHalfmoon: Very low, mostly inland floodingClifton Park: Very low, mostly inland floodingNiskayuna: Very low, mostly inland floodingNorth Greenbush: Low, mostly inland flooding North GreenbushRensselaerEast GreenbushPoestenkillBrunswickTroyMenandsSand LakeColonie
Very lowLowModerateHighVery high
Troymostly inland floodingHigh
Poestenkillmostly inland floodingModerate
Rensselaermostly inland floodingModerate
Sand Lakemostly inland floodingLow
North Greenbushmostly inland floodingLow
Brunswickmostly inland floodingLow
East Greenbushmostly inland floodingLow
Menandsmostly inland floodingVery low
Coloniemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Greenbush covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to North Greenbush’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of North Greenbush. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Greenbush total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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