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Natural hazards · Newstead

Newstead, NY natural hazards

Most of the natural-hazard damage FEMA expects in Newstead comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Newstead?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Newstead to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding76%Cold waves15%Everything else8%
By hazard

What Newstead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage
Above average · higher than 69% of U.S. places
Recorded about 4 times a year in the area

Cold waves

15% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Newstead flood?

Every paid claim on a federal flood insurance policy in Newstead, from FEMA’s records.

5paid claims since 1998
$26Kpaid to owners
1homes flooded more than once
19982026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Newstead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Erie County.
Disasters that hit Newstead

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Newstead itself: aid to households, or repair grants to the Town of Newstead.

Brought FEMA money into NewsteadDeclared for Erie County only
2022

Severe Winter Storm and Snowstorm

$55K to the Town of Newstead for repairs
2006

Severe Storms and Flooding

$63K to the Town of Newstead for repairs
2001

Severe Winter Storm

$7K to the Town of Newstead for repairs
2000

Snow

$5K to the Town of Newstead for repairs
1999

Snow

$9K to the Town of Newstead for repairs
Erie County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around Newstead

Newstead and the towns around it

Royalton: Very low, mostly inland floodingClarence: Low, mostly inland floodingAlden: Very low, mostly inland floodingPembroke: Low, mostly inland floodingAlabama: Moderate, mostly inland floodingLockport: Moderate, mostly inland floodingHartland: Very low, mostly inland floodingShelby: Very low, mostly inland floodingAmherst: Low, mostly inland floodingLancaster: Very low, mostly inland floodingMarilla: Moderate, mostly inland floodingDarien: Low, mostly inland floodingBennington: Low, mostly inland floodingBatavia: Low, mostly inland floodingOakfield: Very low, mostly inland floodingBarre: Very low, mostly inland floodingNewstead: Low, mostly inland flooding NewsteadRoyaltonClarenceAldenPembrokeAlabama
Very lowLowModerateHighVery high
Alabamamostly inland floodingModerate
Newsteadmostly inland floodingLow
Pembrokemostly inland floodingLow
Clarencemostly inland floodingLow
Royaltonmostly inland floodingVery low
Aldenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Newstead covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Newstead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Newstead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Newstead total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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