Natural hazards · Nelsonville

Nelsonville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Nelsonville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2011. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nelsonville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nelsonville to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding71%Earthquakes9%Everything else20%

By hazard

What Nelsonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanches

Not a risk here

DroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nelsonville flood?

Every paid claim on a federal flood insurance policy in Nelsonville, from FEMA’s records.

2paid claims since 2011

$32Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nelsonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Putnam County.

Disasters that hit Nelsonville

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nelsonville itself: aid to households, or repair grants to the Village of Nelsonville.

Brought FEMA money into NelsonvilleDeclared for Putnam County only

2023

Severe Storms and Flooding

$673K to the Village of Nelsonville for repairs

2003

Snow

$1K to the Village of Nelsonville for repairs

Putnam County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nelsonville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Nelsonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Nelsonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nelsonville total about $680K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.