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Natural hazards · Murray

Murray, NY natural hazards

Most of the natural-hazard damage FEMA expects in Murray comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Murray?

9
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Murray to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding73%Cold waves7%Strong wind6%Everything else16%
By hazard

What Murray faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage
Below average · higher than 29% of U.S. places
Recorded about once every 2 years in the area

Cold waves

7% of expected damage
Below average · higher than 48% of U.S. places
Recorded about 3 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Murray flood?

FEMA's records show no paid flood insurance claims in Murray.

of all homes
are insured
No community discount. Murray isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orleans County.
Disasters that hit Murray

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Murray itself: aid to households, or repair grants to the Town of Murray.

Brought FEMA money into MurrayDeclared for Orleans County only
2017

Severe Winter Storm and Snowstorm

$10K to the Town of Murray for repairs
2006

Severe Storms and Flooding

$21K to the Town of Murray for repairs
2004

Severe Storms and Flooding

$7K to the Town of Murray for repairs
2003

Ice Storm

$20K to the Town of Murray for repairs
2000

Severe Storms and Flooding

$750 to the Town of Murray for repairs
1999

Snow

$24K to the Town of Murray for repairs
Orleans County has had 17 natural disasters declared since 1953, most often winter storms and severe storms.
Around Murray

Murray and the towns around it

Clarendon: Very low, mostly inland floodingKendall: Low, mostly inland floodingHolley: Very low, mostly inland floodingClarkson: Very low, mostly inland floodingGaines: Very low, mostly inland floodingBarre: Very low, mostly inland floodingByron: Very low, mostly inland floodingSweden: Very low, mostly inland floodingCarlton: Low, mostly inland floodingHamlin: Low, mostly inland floodingParma: Very low, mostly inland floodingBrockport: Very low, mostly inland floodingAlbion: Very low, mostly inland floodingMurray: Very low, mostly inland flooding MurrayClarendonKendallHolleyClarksonGaines
Very lowLowModerateHighVery high
Kendallmostly inland floodingLow
Clarendonmostly inland floodingVery low
Murraymostly inland floodingVery low
Holleymostly inland floodingVery low
Gainesmostly inland floodingVery low
Clarksonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Murray covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Murray’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Murray. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Murray total about $742K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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