Natural hazards · Mount Morris

Mount Morris, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mount Morris comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Morris?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Morris to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Mount Morris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Morris flood?

FEMA's records show no paid flood insurance claims in Mount Morris.

of all homes
are insured

No community discount. Mount Morris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Mount Morris

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mount Morris itself: aid to households, or repair grants to the Village of Mount Morris.

Brought FEMA money into Mount MorrisDeclared for Livingston County only

2003

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $2K aid approved

Livingston County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Mount Morris

Mount Morris and the towns around it

Very lowLowModerateHighVery high

Mount Morrismostly inland floodingModerate

Leicestermostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Morris covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mount Morris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Mount Morris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mount Morris total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.