Natural hazards · Moravia

Moravia, NY natural hazards

Most of the natural-hazard damage FEMA expects in Moravia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 28 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Moravia?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moravia to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Moravia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Moravia flood?

Every paid claim on a federal flood insurance policy in Moravia, from FEMA’s records.

28paid claims since 1981

$180Kpaid to owners

1homes flooded more than once

19812026

Biggest named events

Torrential rain: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Moravia is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Cayuga County.

Disasters that hit Moravia

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moravia itself: aid to households, or repair grants to the Village of Moravia.

Brought FEMA money into MoraviaDeclared for Cayuga County only

2005

Severe Storms and Flooding

$27K to the Village of Moravia for repairs

2004

Snow

$2K to the Village of Moravia for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moravia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Moravia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Moravia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.