Natural hazards · Mooers

Mooers, NY natural hazards

Most of the natural-hazard damage FEMA expects in Mooers comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1984. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mooers?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mooers to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding79%Earthquakes6%Everything else15%

By hazard

What Mooers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mooers flood?

Every paid claim on a federal flood insurance policy in Mooers, from FEMA’s records.

4paid claims since 1984

$8Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mooers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clinton County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Mooers

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mooers itself: aid to households, or repair grants to the Town of Mooers.

Brought FEMA money into MooersDeclared for Clinton County only

2017

Severe Winter Storm and Snowstorm

$15K to the Town of Mooers for repairs

2011

Hurricane Irene

9 households applied for aid $4K aid approved $32K to the Town of Mooers for repairs

Clinton County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Mooers

Mooers and the towns around it

Very lowLowModerateHighVery high

Mooersmostly inland floodingHigh

Altonamostly inland floodingHigh

Champlainmostly inland floodingHigh

Clintonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mooers covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mooers’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mooers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mooers total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.