Natural hazards · Montebello

Montebello, NY natural hazards

Most of the natural-hazard damage FEMA expects in Montebello comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 41 claims here since 1999. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Montebello?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montebello to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding63%Earthquakes10%Cold waves6%Hurricanes5%Everything else16%

By hazard

What Montebello faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 68% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Hurricanes

5% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Montebello flood?

Every paid claim on a federal flood insurance policy in Montebello, from FEMA’s records.

41paid claims since 1999

$1.2Mpaid to owners

7homes flooded more than once

19992026

Biggest named events

Hurricane Irene: 17 claims, $796K
Hurricane Floyd: 9 claims, $166K
Torrential rain: 2 claims, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Montebello isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rockland County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Montebello

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montebello itself: aid to households, or repair grants to the Village of Montebello.

Brought FEMA money into MontebelloDeclared for Rockland County only

2020

Tropical Storm Isaias

$10K to the Village of Montebello for repairs

2012

Hurricane Sandy

5 households applied for aid $6K aid approved $15K to the Village of Montebello for repairs

2011

Hurricane Irene

9 households applied for aid $36K aid approved $22K to the Village of Montebello for repairs

2010

Severe Winter Storm and Snowstorm

$24K to the Village of Montebello for repairs

2007

Severe Storms and Inland and Coastal Flooding

3 households applied for aid $925 aid approved $3K to the Village of Montebello for repairs

1999

Hurricane Floyd Major Disaster Declarations

$24K to the Village of Montebello for repairs

Rockland County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Montebello

Montebello and the towns around it

Very lowLowModerateHighVery high

Suffernmostly inland floodingModerate

Wesley Hillsmostly inland floodingVery low

Montebellomostly inland floodingVery low

Airmontmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montebello covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Montebello’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Montebello. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Montebello total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.