Natural hazards · Monsey

Monsey, NY natural hazards

Most of the natural-hazard damage FEMA expects in Monsey comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2022.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monsey?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monsey to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding43%Cold waves15%Strong wind10%Heat waves9%Tornadoes7%Earthquakes7%Everything else10%

By hazard

What Monsey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 3 times a year in the area

Cold waves

15% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Strong wind

10% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 5 times a year in the area

Heat waves

9% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 38% of U.S. places

Earthquakes

7% of expected damage

Above average · higher than 63% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherLandslidesLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monsey flood?

Every paid claim on a federal flood insurance policy in Monsey, from FEMA’s records.

2paid claims since 2022

$28Kpaid to owners

0homes flooded more than once

20222026

Biggest named events

Vermont/New York Flooding: 1 claim, $25K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monsey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rockland County.

Disasters that hit Monsey

Federal disasters declared here

None of the disasters declared for Rockland County shows FEMA aid or repair money reaching Monsey itself in FEMA’s records.

Brought FEMA money into MonseyDeclared for Rockland County only

Rockland County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Monsey

Monsey and the towns around it

Very lowLowModerateHighVery high

Spring Valleymostly inland floodingLow

Chestnut Ridgemostly inland floodingVery low

New Hempsteadmostly inland floodingVery low

Monseymostly inland floodingVery low

Airmontmostly inland floodingVery low

Violamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monsey covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Monsey’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Monsey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monsey total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.