Natural hazards · Millerton

Millerton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Millerton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millerton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millerton to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hurricanes13%Everything else16%

By hazard

What Millerton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 70% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millerton flood?

Every paid claim on a federal flood insurance policy in Millerton, from FEMA’s records.

1paid claims since 1979

$973paid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millerton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dutchess County.

Disasters that hit Millerton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millerton itself: aid to households, or repair grants to the Village of Millerton.

Brought FEMA money into MillertonDeclared for Dutchess County only

2021

Remnants of Hurricane Ida

3 households applied for aid $3K aid approved

2011

Hurricane Irene

3 households applied for aid $2K aid approved $4K to the Village of Millerton for repairs

2010

Severe Winter Storm and Snowstorm

$3K to the Village of Millerton for repairs

2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid $2K aid approved

2003

Snow

$3K to the Village of Millerton for repairs

Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millerton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Millerton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Millerton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.