McGraw, NY natural hazards
Most of the natural-hazard damage FEMA expects in McGraw comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 37 claims here since 1981. 5 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is McGraw?
FEMA expects yearly storm and flood damage to homes and buildings in McGraw to be higher than in 71% of U.S. communities, mostly from inland flooding.
What McGraw faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Lower here
Not a risk here
Does McGraw flood?
Every paid claim on a federal flood insurance policy in McGraw, from FEMA’s records.
Biggest named events
- Torrential rain: 3 claims, $26K
- Late summer storms: 1 claim, $3K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
5 federal disasters brought FEMA money here
Disasters the President declared that paid out in McGraw itself: aid to households, or repair grants to the Village of McGraw.
Severe Winter Storm and Snowstorm
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
Severe Storms and Flooding
How to read this page
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.