Natural hazards · Massena

Massena, NY natural hazards

Most of the natural-hazard damage FEMA expects in Massena comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2010. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Massena?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Massena to be higher than in 49% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding65%Earthquakes15%Cold waves14%Everything else5%

By hazard

What Massena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once a year in the area

Earthquakes

15% of expected damage

Well above average · higher than 79% of U.S. places

Cold waves

14% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Massena flood?

Every paid claim on a federal flood insurance policy in Massena, from FEMA’s records.

2paid claims since 2010

$11Kpaid to owners

0homes flooded more than once

20102026

of all homes
are insured

No community discount. Massena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Lawrence County.

Disasters that hit Massena

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Massena itself: aid to households, or repair grants to the Village of Massena.

Brought FEMA money into MassenaDeclared for St. Lawrence County only

2024

Remnants of Tropical Storm Debby

$12K to the Village of Massena for repairs

1999

Snow

$11K to the Village of Massena for repairs

St. Lawrence County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Massena covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Massena’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Massena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Massena total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.