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Natural hazards · Marilla

Marilla, NY natural hazards

Most of the natural-hazard damage FEMA expects in Marilla comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1998. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Marilla?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marilla to be higher than in 41% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding72%Cold waves19%Everything else10%
By hazard

What Marilla faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 72% of U.S. places
Recorded about 4 times a year in the area

Cold waves

19% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Marilla flood?

Every paid claim on a federal flood insurance policy in Marilla, from FEMA’s records.

1paid claims since 1998
$15Kpaid to owners
0homes flooded more than once
19982026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Marilla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Erie County.
Disasters that hit Marilla

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Marilla itself: aid to households, or repair grants to the Town of Marilla.

Brought FEMA money into MarillaDeclared for Erie County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Marilla for repairs
2006

Severe Storms and Flooding

11 households applied for aid $1K aid approved $32K to the Town of Marilla for repairs
2001

Severe Winter Storm

$8K to the Town of Marilla for repairs
2000

Snow

$3K to the Town of Marilla for repairs
1999

Snow

$5K to the Town of Marilla for repairs
Erie County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
Around Marilla

Marilla and the towns around it

Alden: Very low, mostly inland floodingElma: Low, mostly inland floodingWales: Moderate, mostly inland floodingAurora: Low, mostly inland floodingBennington: Low, mostly inland floodingNewstead: Low, mostly inland floodingDarien: Low, mostly inland floodingLancaster: Very low, mostly inland floodingWest Seneca: High, mostly inland floodingHolland: Moderate, mostly inland floodingSheldon: Low, mostly inland floodingOrchard Park: Low, mostly inland floodingColden: High, mostly inland floodingAttica: Low, mostly inland floodingMarilla: Moderate, mostly inland flooding MarillaAldenElmaWalesAuroraBennington
Very lowLowModerateHighVery high
Walesmostly inland floodingModerate
Marillamostly inland floodingModerate
Benningtonmostly inland floodingLow
Auroramostly inland floodingLow
Elmamostly inland floodingLow
Aldenmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marilla covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Marilla’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Marilla. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marilla total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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