Natural hazards · Malverne

Malverne, NY natural hazards

Most of the natural-hazard damage FEMA expects in Malverne comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2007. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Malverne?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malverne to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding73%Earthquakes10%Hurricanes6%Everything else10%

By hazard

What Malverne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

10% of expected damage

Above average · higher than 71% of U.S. places

Hurricanes

6% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 6 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Malverne flood?

Every paid claim on a federal flood insurance policy in Malverne, from FEMA’s records.

3paid claims since 2007

$81Kpaid to owners

0homes flooded more than once

20072026

Biggest named events

Late-September New York Flooding: 2 claims, $71K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Malverne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Nassau County.

Disasters that hit Malverne

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malverne itself: aid to households, or repair grants to the Village of Malverne.

Brought FEMA money into MalverneDeclared for Nassau County only

2021

Remnants of Hurricane Ida

32 households applied for aid $17K aid approved

2012

Hurricane Sandy

101 households applied for aid $7K aid approved

2011

Hurricane Irene

7 households applied for aid $2K aid approved

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Malverne

Malverne and the towns around it

Very lowLowModerateHighVery high

Malvernemostly inland floodingModerate

Valley Streammostly inland floodingLow

Lynbrookmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malverne covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Malverne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Malverne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Malverne total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.