Natural hazards · Lisbon

Lisbon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lisbon comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lisbon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lisbon to be higher than in 14% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves24%Earthquakes9%Everything else11%

By hazard

What Lisbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Cold waves

24% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lisbon flood?

FEMA's records show no paid flood insurance claims in Lisbon.

of all homes
are insured

No community discount. Lisbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Lawrence County.

Disasters that hit Lisbon

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lisbon itself: aid to households, or repair grants to the Town of Lisbon.

Brought FEMA money into LisbonDeclared for St. Lawrence County only

2017

Flooding

$9K to the Town of Lisbon for repairs

1999

Snow

$6K to the Town of Lisbon for repairs

St. Lawrence County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Lisbon

Lisbon and the towns around it

Very lowLowModerateHighVery high

Oswegatchiemostly inland floodingModerate

Ogdensburgmostly inland floodingModerate

Waddingtonmostly inland floodingLow

Madridmostly inland floodingLow

Cantonmostly inland floodingLow

Lisbonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lisbon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lisbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lisbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lisbon total about $850K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.