Liberty, NY housing market
Home prices around Liberty have risen about 97% over the past 5 years. Builders were permitted 1 new home in 2025.
Home values, sales, trends and how Liberty compares with the towns next door — updated as new data is published.
Home prices up 97% in 5 years
The federal house price index for the ZIP code around Liberty rose 97% over the past 5 years, faster than across New York (52%). Last year prices rose 9.5%. Carrying the Census median home value forward with that index puts the typical Liberty home at roughly $376,000 today.
Show as a table
| Year | Change that year | Since 2000 | New York since 2000 |
|---|---|---|---|
| 2025 | +9.5% | +215% | +189% |
| 2024 | +13% | +188% | +173% |
| 2023 | +4.9% | +154% | +154% |
| 2022 | +34% | +143% | +135% |
| 2021 | +13% | +81% | +108% |
| 2020 | +4.8% | +60% | +90% |
| 2019 | +0.2% | +53% | +84% |
| 2018 | +22% | +53% | +78% |
| 2017 | +14% | +25% | +68% |
| 2016 | −7.7% | +9.4% | +61% |
| 2015 | −1.8% | +19% | +56% |
| 2014 | −12% | +21% | +52% |
| 2013 | +3.9% | +37% | +48% |
| 2012 | +1.9% | +31% | +47% |
| 2011 | −15% | +29% | +51% |
| 2010 | −2.6% | +51% | +54% |
| 2009 | −11% | +56% | +59% |
| 2008 | −12% | +76% | +69% |
| 2007 | +17% | +100% | +73% |
| 2006 | +3.5% | +71% | +73% |
| 2005 | +13% | +65% | +62% |
| 2004 | +14% | +45% | +43% |
| 2003 | +6% | +27% | +28% |
| 2002 | +18% | +20% | +18% |
| 2001 | +1.9% | +1.9% | +8.3% |
| 2000 | — | — | — |
How Liberty ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 12754, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
1 new home permitted in 2025
Builders were permitted 1 new home in Liberty in 2025. That's 0.2 per 1,000 residents, slower than across New York (1.8). Over the past 10 years, Liberty has permitted 199 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Liberty gained 308 residents while 140 new homes were permitted: about 2.2 new residents per new home. Building and growth moved roughly in step. Across New York: 2.2 new residents per new home.
How Liberty ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 1 | 1 | 0 | $89,000 |
| 2025 | 1 | 1 | 0 | $86,000 |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 1 | 1 | 0 | $300,000 |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 58 | 0 | 58 | $7.3 million |
| 2019 | 72 | 0 | 72 | $9 million |
| 2018 | 66 | 66 | 0 | $17.4 million |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 1 | 1 | 0 | $90,000 |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $65,000 |
| 2009 | 7 | 7 | 0 | $355,000 |
| 2008 | 24 | 0 | 24 | $2.5 million |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 1 | 1 | 0 | $120,000 |
| 2005 | 72 | 4 | 68 | $6.5 million |
| 2004 | 10 | 10 | 0 | $1.8 million |
| 2003 | 3 | 3 | 0 | $555,000 |
| 2002 | 0 | 0 | 0 | — |
| 2001 | 1 | 1 | 0 | $150,000 |
| 2000 | 1 | 1 | 0 | $150,000 |
How Liberty ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
2.8 years of income
The typical Liberty home costs about 2.8 years of the town's median household income, less than across New York (6.1 years).
How Liberty ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,520
HUD's Fair Market Rent for a two-bedroom in Liberty is $1,520 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Liberty pay a median of $889, so moving in tends to cost more than staying put. A two-bedroom takes about 28% of the town's median household income.
Studio $1,030 · 4 bedrooms $2,120
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (12754; Sullivan County, NY), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.