Natural hazards · Le Roy

Le Roy, NY natural hazards

Most of the natural-hazard damage FEMA expects in Le Roy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1998.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Le Roy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Le Roy to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding81%Lightning5%Everything else15%

By hazard

What Le Roy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Lightning

5% of expected damage

Below average · higher than 26% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Le Roy flood?

Every paid claim on a federal flood insurance policy in Le Roy, from FEMA’s records.

1paid claims since 1998

$5Kpaid to owners

0homes flooded more than once

19982026

of all homes
are insured

No community discount. Le Roy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Genesee County.

Disasters that hit Le Roy

Federal disasters declared here

None of the disasters declared for Genesee County shows FEMA aid or repair money reaching Le Roy itself in FEMA’s records.

Brought FEMA money into Le RoyDeclared for Genesee County only

Genesee County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Le Roy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Le Roy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Le Roy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Le Roy total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.