Natural hazards · Lake Pleasant

Lake Pleasant, NY natural hazards

Most of the natural-hazard damage FEMA expects in Lake Pleasant comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lake Pleasant?

44
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Pleasant to be higher than in 44% of U.S. communities, mostly from inland flooding.

Inland flooding85%Cold waves5%Everything else10%
By hazard

What Lake Pleasant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Cold waves

5% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lake Pleasant flood?

FEMA's records show no paid flood insurance claims in Lake Pleasant.

of all homes
are insured
No community discount. Lake Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Lake Pleasant

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lake Pleasant itself: aid to households, or repair grants to the Town of Lake Pleasant.

Brought FEMA money into Lake PleasantDeclared for Hamilton County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$781K to the Town of Lake Pleasant for repairs
2017

Severe Winter Storm and Snowstorm

$9K to the Town of Lake Pleasant for repairs
2011

Hurricane Irene

$8K to the Town of Lake Pleasant for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$45K to the Town of Lake Pleasant for repairs
2004

Severe Storms and Flooding

$7K to the Town of Lake Pleasant for repairs
Hamilton County has had 13 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Lake Pleasant

Lake Pleasant and the towns around it

Wells: Very high, mostly inland floodingArietta: Moderate, mostly inland floodingSpeculator: Moderate, mostly inland floodingIndian Lake: Moderate, mostly inland floodingHope: Very high, mostly inland floodingBenson: Very high, mostly inland floodingStony Creek: High, mostly inland floodingJohnsburg: Moderate, mostly inland floodingLong Lake: High, mostly inland floodingMorehouse: Moderate, mostly inland floodingCaroga: Moderate, mostly inland floodingStratford: High, mostly inland floodingInlet: High, mostly inland floodingMinerva: High, mostly inland floodingLake Pleasant: Moderate, mostly inland flooding Lake PleasantWellsAriettaSpeculatorIndian Lake
Very lowLowModerateHighVery high
Wellsmostly inland floodingVery high
Indian Lakemostly inland floodingModerate
Lake Pleasantmostly inland floodingModerate
Ariettamostly inland floodingModerate
Speculatormostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Pleasant is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lake Pleasant’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lake Pleasant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Lake Pleasant

New York · NY · Hamilton County
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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01