A typical Lake Delta home is worth roughly $276,000
The median sale price was $335,000 in May 2026.
Only 3 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
What kind of housing town is Lake Delta?
Read from the numbers below. The page puts what stands out first.
A typical home costs 2.8 years of income
Less than across New York (4.9 years). Try your own numbers below.
That covers a typical Lake Delta home, with $62K to spare.
A two-bedroom rents for about $1,280 a month here, $620 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Lake Delta’s typical property tax (1.97% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
90% of Lake Delta households own their home
Half of Lake Delta’s homes were built before 1964.
New York: 54% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Home prices up 51% in 5 years
The federal house price index for the ZIP codes around Lake Delta rose 51% over the past 5 years, about the same as across New York. Last year prices rose 4.7%. Carrying the Census median home value forward with that index puts the typical Lake Delta home at roughly $276,000 today.
Carrying the Census median forward with the index puts a typical home at about $276K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Lake Delta, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A two-bedroom rents for about $1,280
Renters already here pay a median of $907, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Utica-Rome, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Lake Delta vs. its neighbors
Lake Delta is the priciest of 3 neighboring towns. Tap one to see its housing page.
Compare more
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Lake Delta buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.