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Natural hazards · Kirkland

Kirkland, NY natural hazards

Most of the natural-hazard damage FEMA expects in Kirkland comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 153 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kirkland?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kirkland to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding79%Cold waves7%Everything else14%
By hazard

What Kirkland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Above average · higher than 71% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kirkland flood?

Every paid claim on a federal flood insurance policy in Kirkland, from FEMA’s records.

153paid claims since 1979
$1.5Mpaid to owners
24homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Lee: 17 claims, $207K
  • Hurricane Irene: 2 claims, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kirkland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Oneida County.
Disasters that hit Kirkland

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kirkland itself: aid to households, or repair grants to the Town of Kirkland.

Brought FEMA money into KirklandDeclared for Oneida County only
2019

Severe Storms, Straight-Line Winds, and Flooding

$659K to the Town of Kirkland for repairs
2017

Severe Winter Storm and Snowstorm

$17K to the Town of Kirkland for repairs
2013

Severe Storms and Flooding

$635K to the Town of Kirkland for repairs
2011

Remnants of Tropical Storm Lee

$42K to the Town of Kirkland for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$27K to the Town of Kirkland for repairs
2007

Record Snow and Near Record Snow

$16K to the Town of Kirkland for repairs
2006

Severe Storms and Flooding

$14K to the Town of Kirkland for repairs
2004

Snow

$24K to the Town of Kirkland for repairs
2003

Ice Storm

$26K to the Town of Kirkland for repairs
2002

Snowstorms

$44K to the Town of Kirkland for repairs
2000

Severe Storms and Flooding

$21K to the Town of Kirkland for repairs
Oneida County has had 22 natural disasters declared since 1953, most often winter storms and severe storms.
Around Kirkland

Kirkland and the towns around it

Westmoreland: Very low, mostly inland floodingNew Hartford: Low, mostly inland floodingMarshall: Low, mostly inland floodingParis: Very low, mostly inland floodingAugusta: Low, mostly inland floodingVernon: Moderate, mostly inland floodingWhitestown: Low, mostly inland floodingRome: Very low, mostly inland floodingVerona: Moderate, mostly inland floodingUtica: Very low, mostly inland floodingNew Hartford: Low, mostly inland floodingNew York Mills: Very low, mostly inland floodingFrankfort: Moderate, mostly inland floodingLitchfield: Moderate, mostly inland floodingSangerfield: Low, mostly inland floodingOriskany Falls: Low, mostly inland floodingBridgewater: Moderate, mostly inland floodingStockbridge: Low, mostly inland floodingMadison: Moderate, mostly inland floodingOneida: High, mostly inland floodingSherrill: High, mostly inland floodingOneida Castle: Low, mostly inland floodingMarcy: Very low, mostly inland floodingYorkville: Low, mostly inland floodingFloyd: Very low, mostly inland floodingKirkland: Moderate, mostly inland flooding KirklandWestmorelandNew HartfordMarshallParisAugustaVernonWhitestown
Very lowLowModerateHighVery high
Vernonmostly inland floodingModerate
Kirklandmostly inland floodingModerate
Augustamostly inland floodingLow
Whitestownmostly inland floodingLow
Marshallmostly inland floodingLow
New Hartfordmostly inland floodingLow
Westmorelandmostly inland floodingVery low
Parismostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kirkland covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Kirkland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kirkland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kirkland total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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