Natural hazards · Kingston

Kingston, NY natural hazards

Most of the natural-hazard damage FEMA expects in Kingston comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 76 claims here since 1980. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kingston?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kingston to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes10%Hurricanes6%Everything else15%
By hazard

What Kingston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

10% of expected damage
Below average · higher than 48% of U.S. places

Hurricanes

6% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about once every 17 years in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kingston flood?

Every paid claim on a federal flood insurance policy in Kingston, from FEMA’s records.

76paid claims since 1980
$2.2Mpaid to owners
17homes flooded more than once
19802026

Biggest named events

  • Hurricane Sandy: 14 claims, $509K
  • April 2007 Nor'easter: 12 claims, $119K
  • Hurricane Irene: 10 claims, $311K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kingston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ulster County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
Disasters that hit Kingston

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kingston itself: aid to households, or repair grants to the City of Kingston.

Brought FEMA money into KingstonDeclared for Ulster County only
2017

Severe Winter Storm and Snowstorm

$49K to the City of Kingston for repairs
2012

Hurricane Sandy

38 households applied for aid $136K aid approved $4.2M to the City of Kingston for repairs
2011

Remnants of Tropical Storm Lee

16 households applied for aid $8K aid approved $1K to the City of Kingston for repairs
2011

Hurricane Irene

402 households applied for aid $720K aid approved $241K to the City of Kingston for repairs
2007

Severe Storms and Inland and Coastal Flooding

39 households applied for aid $72K aid approved $108K to the City of Kingston for repairs
2006

Severe Storms and Flooding

30 households applied for aid $26K aid approved $23K to the City of Kingston for repairs
2005

Severe Storms and Flooding

200 households applied for aid $2.2M aid approved $25K to the City of Kingston for repairs
2004

Tropical Depression Ivan

5 households applied for aid $5K aid approved $9K to the City of Kingston for repairs
2004

Severe Storms and Flooding

25 households applied for aid $16K aid approved $35K to the City of Kingston for repairs
2002

Snowstorms

$52K to the City of Kingston for repairs
Ulster County has had 29 natural disasters declared since 1953, most often severe storms and floods.
Around Kingston

Kingston and the towns around it

Ulster: Low, mostly inland floodingEsopus: Low, mostly inland floodingRhinebeck: Low, mostly inland floodingKingston: Moderate, mostly inland floodingSaugerties: Low, mostly inland floodingHurley: Very low, mostly inland floodingRed Hook: Low, mostly inland floodingRosendale: Moderate, mostly inland floodingHyde Park: Low, mostly inland floodingLloyd: Low, mostly inland floodingNew Paltz: Very low, mostly inland floodingClinton: Moderate, mostly inland floodingMilan: Low, mostly inland floodingKingston: Moderate, mostly inland flooding KingstonUlsterEsopusRhinebeck
Very lowLowModerateHighVery high
Kingstonmostly inland floodingModerate
Rhinebeckmostly inland floodingLow
Ulstermostly inland floodingLow
Esopusmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kingston covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Kingston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kingston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kingston total about $7.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01