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Natural hazards · Kent

Kent, NY natural hazards

Most of the natural-hazard damage FEMA expects in Kent comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 17 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kent?

8
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kent to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding60%Hurricanes7%Cold waves7%Strong wind7%Tornadoes5%Everything else14%
By hazard

What Kent faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Well below average · higher than 16% of U.S. places
Recorded about once a year in the area

Hurricanes

7% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 8 years in the area

Cold waves

7% of expected damage
Below average · higher than 34% of U.S. places
Recorded about once a year in the area

Strong wind

7% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

5% of expected damage
Below average · higher than 46% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kent flood?

Every paid claim on a federal flood insurance policy in Kent, from FEMA’s records.

17paid claims since 1979
$126Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Vermont/New York Flooding: 3 claims, $73K
  • Hurricane Irene: 2 claims, $3K
  • Hurricane Floyd: 1 claim, $897

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Kent isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Putnam County.
Disasters that hit Kent

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kent itself: aid to households, or repair grants to the Town of Kent.

Brought FEMA money into KentDeclared for Putnam County only
2023

Severe Storms and Flooding

$1.1M to the Town of Kent for repairs
2021

Remnants of Hurricane Ida

$1.0M to the Town of Kent for repairs
2020

Tropical Storm Isaias

$261K to the Town of Kent for repairs
2012

Hurricane Sandy

$176K to the Town of Kent for repairs
2011

Hurricane Irene

$47K to the Town of Kent for repairs
2007

Severe Storms and Inland and Coastal Flooding

$26K to the Town of Kent for repairs
2003

Snow

$46K to the Town of Kent for repairs
1999

Hurricane Floyd Major Disaster Declarations

$157K to the Town of Kent for repairs
Putnam County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Kent

Kent and the towns around it

Putnam Valley: Low, mostly inland floodingCarmel: Very low, mostly inland floodingPatterson: Very low, mostly inland floodingEast Fishkill: Moderate, mostly inland floodingPhilipstown: Moderate, mostly inland floodingPawling: Low, mostly inland floodingSoutheast: Very low, mostly inland floodingSomers: Very low, mostly inland floodingNew Fairfield: Moderate, mostly inland floodingWappinger: Low, mostly inland floodingFishkill: Low, mostly inland floodingBeekman: Moderate, mostly inland floodingLaGrange: Low, mostly inland floodingHighlands: Moderate, mostly inland floodingCortlandt: Very low, mostly inland floodingCornwall: Moderate, mostly inland floodingStony Point: Low, mostly inland floodingSherman: High, mostly inland floodingDover: Moderate, mostly inland floodingKent: Very low, mostly inland flooding KentPutnam ValleyCarmelPattersonEast FishkillPhilipstownPawling
Very lowLowModerateHighVery high
East Fishkillmostly inland floodingModerate
Philipstownmostly inland floodingModerate
Putnam Valleymostly inland floodingLow
Pawlingmostly inland floodingLow
Pattersonmostly inland floodingVery low
Kentmostly inland floodingVery low
Carmelmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kent covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Kent’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kent. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kent total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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