Natural hazards · Kenmore

Kenmore, NY natural hazards

Most of the natural-hazard damage FEMA expects in Kenmore comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1979. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kenmore?

20
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kenmore to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves31%Tornadoes6%Everything else8%
By hazard

What Kenmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Cold waves

31% of expected damage
Below average · higher than 46% of U.S. places
Recorded about 7 times a year in the area

Tornadoes

6% of expected damage
Below average · higher than 32% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesStrong windLightning

Not a risk here

Coastal floodingLandslidesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kenmore flood?

Every paid claim on a federal flood insurance policy in Kenmore, from FEMA’s records.

5paid claims since 1979
$2Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Kenmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Erie County.
Disasters that hit Kenmore

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kenmore itself: aid to households, or repair grants to the Village of Kenmore.

Brought FEMA money into KenmoreDeclared for Erie County only
2022

Severe Winter Storm and Snowstorm

$96K to the Village of Kenmore for repairs
2014

Severe Winter Storm, Snowstorm, and Flooding

$27K to the Village of Kenmore for repairs
2009

Severe Storms and Flooding

1 household applied for aid
2006

Severe Storms and Flooding

415 households applied for aid $175K aid approved $395K to the Village of Kenmore for repairs
2001

Severe Winter Storm

$41K to the Village of Kenmore for repairs
2000

Snow

$18K to the Village of Kenmore for repairs
1999

Snow

$18K to the Village of Kenmore for repairs
Erie County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kenmore covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Kenmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Kenmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kenmore total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01