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Natural hazards · Johnson

Johnson, NY natural hazards

Most of the natural-hazard damage FEMA expects in Johnson comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 194 claims here since 1979. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Johnson?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Johnson to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding78%Tornadoes8%Everything else14%
By hazard

What Johnson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

8% of expected damage
Below average · higher than 38% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Johnson flood?

Every paid claim on a federal flood insurance policy in Johnson, from FEMA’s records.

194paid claims since 1979
$14.8Mpaid to owners
28homes flooded more than once
19792026

Biggest named events

  • Tropical Storm Lee: 135 claims, $12.6M
  • Torrential rain: 3 claims, $8K
  • Hurricane Irene: 2 claims, $85K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
🏷️ 10% off flood insurance. Johnson is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Broome County.

What’s been done with FEMA grants

65flood-prone properties bought out and cleared
1flood-prone homes bought out and moved
Disasters that hit Johnson

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Johnson itself: aid to households, or repair grants to the Village of Johnson.

Brought FEMA money into JohnsonDeclared for Broome County only
2017

Severe Winter Storm and Snowstorm

$62K to the Village of Johnson for repairs
2011

Remnants of Tropical Storm Lee

1,716 households applied for aid $7.9M aid approved $3.0M to the Village of Johnson for repairs
2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$91K to the Village of Johnson for repairs
2006

Severe Storms and Flooding

711 households applied for aid $1.8M aid approved $515K to the Village of Johnson for repairs
2005

Severe Storms and Flooding

49 households applied for aid $88K aid approved $56K to the Village of Johnson for repairs
2004

Tropical Depression Ivan

28 households applied for aid $24K aid approved $6K to the Village of Johnson for repairs
2004

Severe Storms and Flooding

1 household applied for aid $1K aid approved
2003

Snow

$18K to the Village of Johnson for repairs
2002

Snowstorms

$36K to the Village of Johnson for repairs
Broome County has had 23 natural disasters declared since 1953, most often floods and severe storms.
Around Johnson

Johnson and the towns around it

Union: Moderate, mostly inland floodingDickinson: Very low, mostly inland floodingBinghamton: Moderate, mostly inland floodingVestal: Moderate, mostly inland floodingMaine: High, mostly inland floodingOwego: High, mostly inland floodingChenango: Moderate, mostly inland floodingEndicott: Moderate, mostly inland floodingPort Dickinson: Very low, mostly inland floodingFenton: Moderate, mostly inland floodingKirkwood: Moderate, mostly inland floodingBinghamton: Low, mostly inland floodingConklin: High, mostly inland floodingJohnson City: Moderate, mostly inland flooding Johnson CityUnionDickinsonBinghamtonVestal
Very lowLowModerateHighVery high
Johnson Citymostly inland floodingModerate
Unionmostly inland floodingModerate
Binghamtonmostly inland floodingModerate
Vestalmostly inland floodingModerate
Dickinsonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Johnson covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Johnson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Johnson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Johnson total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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