Natural hazards · Ischua

Ischua, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ischua comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2003. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ischua?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ischua to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else13%

By hazard

What Ischua faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ischua flood?

Every paid claim on a federal flood insurance policy in Ischua, from FEMA’s records.

1paid claims since 2003

$42Kpaid to owners

0homes flooded more than once

20032026

of all homes
are insured

No community discount. Ischua isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cattaraugus County.

Disasters that hit Ischua

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ischua itself: aid to households, or repair grants to the Town of Ischua.

Brought FEMA money into IschuaDeclared for Cattaraugus County only

2009

Severe Storms and Flooding

2 households applied for aid $3K aid approved $47K to the Town of Ischua for repairs

2003

Severe Storms, Flooding, and Tornadoes

31 households applied for aid $59K aid approved $75K to the Town of Ischua for repairs

2000

Snow

$3K to the Town of Ischua for repairs

2000

Severe Storms and Flooding

$2K to the Town of Ischua for repairs

Cattaraugus County has had 20 natural disasters declared since 1953, most often winter storms and severe storms.

Around Ischua

Ischua and the towns around it

Very lowLowModerateHighVery high

Ischuamostly inland floodingHigh

Lyndonmostly inland floodingHigh

Humphreymostly inland floodingHigh

Cubamostly inland floodingHigh

Hinsdalemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ischua covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ischua’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ischua. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ischua total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.