Natural hazards · Ira

Ira, NY natural hazards

Most of the natural-hazard damage FEMA expects in Ira comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ira?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ira to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding73%Strong wind5%Everything else22%

By hazard

What Ira faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Strong wind

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ira flood?

FEMA's records show no paid flood insurance claims in Ira.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ira isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cayuga County.

Disasters that hit Ira

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ira itself: aid to households, or repair grants to the Town of Ira.

Brought FEMA money into IraDeclared for Cayuga County only

2005

Severe Storms and Flooding

$3K to the Town of Ira for repairs

2004

Snow

$9K to the Town of Ira for repairs

2003

Ice Storm

$79K to the Town of Ira for repairs

Cayuga County has had 15 natural disasters declared since 1953, most often floods and hurricanes.

Around Ira

Ira and the towns around it

Very lowLowModerateHighVery high

Catomostly inland floodingHigh

Hannibalmostly inland floodingModerate

Lysandermostly inland floodingLow

Victorymostly inland floodingLow

Granbymostly inland floodingLow

Iramostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ira covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ira’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ira. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ira total about $417K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.