Natural hazards · Interlaken

Interlaken, NY natural hazards

Most of the natural-hazard damage FEMA expects in Interlaken comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Interlaken?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Interlaken to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hail8%Tornadoes7%Drought7%Everything else14%

By hazard

What Interlaken faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 2 years in the area

Hail

8% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 34% of U.S. places

Drought

7% of expected damage

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Interlaken flood?

FEMA's records show no paid flood insurance claims in Interlaken.

of all homes
are insured

No community discount. Interlaken isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seneca County.

Disasters that hit Interlaken

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Interlaken itself: aid to households, or repair grants to the Village of Interlaken.

Brought FEMA money into InterlakenDeclared for Seneca County only

2003

Ice Storm

1 household applied for aid

Seneca County has had 8 natural disasters declared since 1953, most often floods and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Interlaken is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Interlaken’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Interlaken. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.