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Natural hazards · Hudson

Hudson, NY natural hazards

Most of the natural-hazard damage FEMA expects in Hudson comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1996. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hudson?

6
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hudson to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes12%Hurricanes11%Earthquakes9%Everything else12%
By hazard

What Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Below average · higher than 48% of U.S. places

Hurricanes

11% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 18 years in the area

Earthquakes

9% of expected damage
Above average · higher than 61% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hudson flood?

Every paid claim on a federal flood insurance policy in Hudson, from FEMA’s records.

2paid claims since 1996
$3Kpaid to owners
0homes flooded more than once
19962026

Biggest named events

  • Hurricane Irene: 1 claim, $854
of all homes
are insured
No community discount. Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Columbia County.
Disasters that hit Hudson

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hudson itself: aid to households, or repair grants to the City of Hudson.

Brought FEMA money into HudsonDeclared for Columbia County only
2017

Severe Winter Storm and Snowstorm

$35K to the City of Hudson for repairs
2011

Hurricane Irene

67 households applied for aid $66K aid approved
2010

Severe Winter Storm and Snowstorm

$15K to the City of Hudson for repairs
2008

Severe Winter Storm

$194K to the City of Hudson for repairs
2007

Severe Storms and Inland and Coastal Flooding

$4K to the City of Hudson for repairs
2003

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $685 aid approved $2K to the City of Hudson for repairs
2003

Snow

$19K to the City of Hudson for repairs
2002

Snowstorms

$43K to the City of Hudson for repairs
Columbia County has had 20 natural disasters declared since 1953, most often severe storms and winter storms.
Around Hudson

Hudson and the towns around it

Greenport: Very low, mostly inland floodingAthens: Moderate, mostly inland floodingAthens: Moderate, mostly inland floodingClaverack: Moderate, mostly inland floodingCatskill: Moderate, mostly inland floodingLivingston: Low, mostly inland floodingCatskill: High, mostly inland floodingStockport: High, mostly inland floodingCairo: Moderate, mostly inland floodingCoxsackie: Moderate, mostly inland floodingHudson: Very low, mostly inland flooding HudsonGreenportAthensAthens
Very lowLowModerateHighVery high
Athensmostly inland floodingModerate
Athensmostly inland floodingModerate
Greenportmostly inland floodingVery low
Hudsonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hudson covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Hudson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hudson total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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