Natural hazards · Hounsfield

Hounsfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Hounsfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 1993. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hounsfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hounsfield to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves8%Strong wind7%Everything else14%

By hazard

What Hounsfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 5 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hounsfield flood?

Every paid claim on a federal flood insurance policy in Hounsfield, from FEMA’s records.

3paid claims since 1993

$266Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Hounsfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Hounsfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hounsfield itself: aid to households, or repair grants to the Town of Hounsfield.

Brought FEMA money into HounsfieldDeclared for Jefferson County only

2024

Remnants of Tropical Storm Debby

$80K to the Town of Hounsfield for repairs

2017

Flooding

$5K to the Town of Hounsfield for repairs

2014

Severe Winter Storm, Snowstorm, and Flooding

$9K to the Town of Hounsfield for repairs

1999

Snow

$6K to the Town of Hounsfield for repairs

Jefferson County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Hounsfield

Hounsfield and the towns around it

Very lowLowModerateHighVery high

Adamsmostly inland floodingLow

Brownvillemostly inland floodingLow

Dextermostly inland floodingLow

Hendersonmostly inland floodingLow

Watertownmostly inland floodingVery low

Brownvillemostly inland floodingVery low

Glen Parkmostly inland floodingVery low

Hounsfieldmostly inland floodingVery low

Lymemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hounsfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hounsfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Hounsfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hounsfield total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.