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Natural hazards · Hoosick

Hoosick, NY natural hazards

Most of the natural-hazard damage FEMA expects in Hoosick comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 1986. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hoosick?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hoosick to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes9%Hurricanes6%Hail5%Everything else10%
By hazard

What Hoosick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

9% of expected damage
Below average · higher than 48% of U.S. places

Hurricanes

6% of expected damage
Above average · higher than 73% of U.S. places
Recorded about once every 14 years in the area

Hail

5% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hoosick flood?

Every paid claim on a federal flood insurance policy in Hoosick, from FEMA’s records.

2paid claims since 1986
$29Kpaid to owners
0homes flooded more than once
19862026

Biggest named events

  • Hurricane Irene: 1 claim, $26K
of all homes
are insured
No community discount. Hoosick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rensselaer County.
Disasters that hit Hoosick

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hoosick itself: aid to households, or repair grants to the Town of Hoosick.

Brought FEMA money into HoosickDeclared for Rensselaer County only
2017

Severe Winter Storm and Snowstorm

$21K to the Town of Hoosick for repairs
2011

Hurricane Irene

$61K to the Town of Hoosick for repairs
2010

Severe Winter Storm and Snowstorm

$26K to the Town of Hoosick for repairs
2008

Severe Winter Storm

$72K to the Town of Hoosick for repairs
2005

Severe Storms and Flooding

$24K to the Town of Hoosick for repairs
2002

Snowstorms

$21K to the Town of Hoosick for repairs
2000

Severe Storms and Flooding

$16K to the Town of Hoosick for repairs
Rensselaer County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Hoosick

Hoosick and the towns around it

White Creek: High, mostly inland floodingCambridge: Low, mostly inland floodingPittstown: Moderate, mostly inland floodingBennington: Moderate, mostly inland floodingPetersburgh: Very high, mostly inland floodingShaftsbury: Low, mostly inland floodingJackson: Moderate, mostly inland floodingEaston: Low, mostly inland floodingSchaghticoke: Moderate, mostly inland floodingCambridge: High, mostly inland floodingGrafton: Very low, mostly inland floodingBrunswick: Low, mostly inland floodingPownal: Moderate, mostly inland floodingWoodford: High, mostly inland floodingBerlin: High, mostly inland floodingHoosick: Moderate, mostly inland flooding HoosickWhite CreekCambridgePittstownBenningtonPetersburgh
Very lowLowModerateHighVery high
Petersburghmostly inland floodingVery high
White Creekmostly inland floodingHigh
Hoosickmostly inland floodingModerate
Benningtonmostly inland floodingModerate
Pittstownmostly inland floodingModerate
Cambridgemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hoosick covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Hoosick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hoosick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hoosick total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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