Natural hazards · Hoosick Falls

Hoosick Falls, NY natural hazards

Most of the natural-hazard damage FEMA expects in Hoosick Falls comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1999. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hoosick Falls?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hoosick Falls to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes10%Hail6%Everything else15%
By hazard

What Hoosick Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Below average · higher than 48% of U.S. places

Hail

6% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hoosick Falls flood?

Every paid claim on a federal flood insurance policy in Hoosick Falls, from FEMA’s records.

17paid claims since 1999
$485Kpaid to owners
4homes flooded more than once
19992026

Biggest named events

  • Hurricane Irene: 3 claims, $81K
  • Tropical Storm Lee: 1 claim, $5K
  • Hurricane Floyd: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured
No community discount. Hoosick Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rensselaer County.
Disasters that hit Hoosick Falls

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hoosick Falls itself: aid to households, or repair grants to the Village of Hoosick Falls.

Brought FEMA money into Hoosick FallsDeclared for Rensselaer County only
2017

Severe Winter Storm and Snowstorm

$16K to the Village of Hoosick Falls for repairs
2011

Hurricane Irene

30 households applied for aid $37K aid approved $297K to the Village of Hoosick Falls for repairs
2010

Severe Winter Storm and Snowstorm

$11K to the Village of Hoosick Falls for repairs
2002

Snowstorms

$12K to the Village of Hoosick Falls for repairs
2000

Severe Storms and Flooding

$3K to the Village of Hoosick Falls for repairs
Rensselaer County has had 23 natural disasters declared since 1953, most often severe storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hoosick Falls covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hoosick Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hoosick Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hoosick Falls total about $896K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01