Natural hazards · Hilton

Hilton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Hilton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 11 claims here since 1989. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hilton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hilton to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves21%Heat waves6%Tornadoes5%Everything else7%

By hazard

What Hilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Well below average · higher than 20% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hilton flood?

Every paid claim on a federal flood insurance policy in Hilton, from FEMA’s records.

11paid claims since 1989

$436Kpaid to owners

0homes flooded more than once

19892026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Hilton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hilton itself: aid to households, or repair grants to the Village of Hilton.

Brought FEMA money into HiltonDeclared for Monroe County only

2004

Severe Storms and Flooding

31 households applied for aid $83K aid approved $3K to the Village of Hilton for repairs

2003

Ice Storm

58 households applied for aid $50K aid approved $65K to the Village of Hilton for repairs

1999

Snow

$4K to the Village of Hilton for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hilton covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hilton total about $912K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.