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Natural hazards in Hillcrest · FEMA

Hillcrest’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Hillcrest comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2021.

31Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 31% of U.S. places
Main hazard
Inland flooding
62% of expected damage
Flood claims
2
paid since 2021 · $78K
Disasters paid out here
0
of 22 declared for Rockland County
Expected yearly loss
$1.1M
buildings, people and crops

What stands out about Hillcrest’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Hillcrest flood? Rarely: 2 flood claims since 2021

Every paid claim on a federal flood insurance policy in Hillcrest, from FEMA’s records.

Paid flood claims, by year
2021: 2 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 2021
20212026
Biggest named events
  • Hurricane Ida2 claims · $78K
2
paid claims since 2021
$78K
paid to owners
0
homes flooded more than once
$39K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Hillcrest isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rockland County.
Expected damage

How exposed is Hillcrest?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 31% of U.S. communities, mostly from inland flooding.

Where Hillcrest sits
Hillcrest
Very lowLowModerateHighVery high

Calmer than 918 of the 1,524 New York towns we cover.

Hillcrest covers 2 census tracts, combined by population.

What drives the damage
Inland flooding62%Cold waves9%Strong wind6%Heat waves5%Everything else17%
By hazard

What Hillcrest faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

62%of expected damage
Above average · higher than 55% of U.S. places
Recorded about 3 times a year in the area

Cold waves

9%of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Strong wind

6%of expected damage
Above average · higher than 61% of U.S. places
Recorded about 5 times a year in the area

Heat waves

5%of expected damage
Well below average · higher than 4% of U.S. places
Recorded about 6 times a year in the area
Lower here
🌀 Hurricanes🌪️ Tornadoes🧊 Hail🧊 Ice storms❄️ Winter weather🔥 Wildfire🏚️ Earthquakes⛰️ Landslides⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Rockland County shows FEMA aid or repair money reaching Hillcrest itself in FEMA’s records.

Disasters declared, by decade
Paid out in HillcrestRockland County only

Rockland County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Be ready

Get ready for what Hillcrest actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Hillcrest and its neighbors

Hillcrest has the highest rating of the 6 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
HillcrestLowinland flooding2
Spring ValleyLowinland flooding216
RamapoLowinland flooding335
New SquareVery lowinland flooding8
ClarkstownVery lowinland flooding724
New HempsteadVery lowinland flooding6

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in August–October

The month each of Rockland County’s 22 declared disasters began, since 1953.

1J
1F
3M
1A
1M
1J
1J
5A
4S
2O
N
2D
HurricanesSevere stormsFloodsWinter stormsFiresDroughts
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Hillcrest’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hillcrest.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Hillcrest, expected losses total about $1.1M a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Hillcrest.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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