Natural hazards · Heuvelton

Heuvelton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Heuvelton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Heuvelton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heuvelton to be higher than in 45% of U.S. communities, mostly from inland flooding.

Inland flooding72%Cold waves15%Earthquakes6%Everything else7%

By hazard

What Heuvelton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once a year in the area

Cold waves

15% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Heuvelton flood?

Every paid claim on a federal flood insurance policy in Heuvelton, from FEMA’s records.

1paid claims since 1992

$13Kpaid to owners

0homes flooded more than once

19922026

Biggest named events

December Storm - Nor'easter: 1 claim, $13K

of all homes
are insured

No community discount. Heuvelton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Lawrence County.

Disasters that hit Heuvelton

Federal disasters declared here

None of the disasters declared for St. Lawrence County shows FEMA aid or repair money reaching Heuvelton itself in FEMA’s records.

Brought FEMA money into HeuveltonDeclared for St. Lawrence County only

St. Lawrence County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heuvelton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Heuvelton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Heuvelton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.