Natural hazards · Haverstraw

Haverstraw, NY natural hazards

Most of the natural-hazard damage FEMA expects in Haverstraw comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1979. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haverstraw?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haverstraw to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding64%Earthquakes8%Cold waves7%Everything else21%

By hazard

What Haverstraw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 3 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 73% of U.S. places

Cold waves

7% of expected damage

Below average · higher than 30% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haverstraw flood?

Every paid claim on a federal flood insurance policy in Haverstraw, from FEMA’s records.

3paid claims since 1979

$8Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Haverstraw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Rockland County.

Disasters that hit Haverstraw

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haverstraw itself: aid to households, or repair grants to the Village of Haverstraw.

Brought FEMA money into HaverstrawDeclared for Rockland County only

2021

Remnants of Hurricane Ida

16 households applied for aid $3K aid approved

2020

Tropical Storm Isaias

$104K to the Village of Haverstraw for repairs

2012

Hurricane Sandy

101 households applied for aid $18K aid approved $943K to the Village of Haverstraw for repairs

2011

Hurricane Irene

17 households applied for aid $13K aid approved $46K to the Village of Haverstraw for repairs

2010

Severe Winter Storm and Snowstorm

$44K to the Village of Haverstraw for repairs

2007

Severe Storms and Inland and Coastal Flooding

9 households applied for aid $4K aid approved $5K to the Village of Haverstraw for repairs

2003

Snow

$37K to the Village of Haverstraw for repairs

1999

Hurricane Floyd Major Disaster Declarations

$188K to the Village of Haverstraw for repairs

Rockland County has had 22 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Haverstraw

Haverstraw and the towns around it

Very lowLowModerateHighVery high

West Haverstrawmostly inland floodingHigh

Haverstrawmostly inland floodingModerate

Cortlandtmostly inland floodingVery low

Croton-on-Hudsonmostly inland floodingVery low

Clarkstownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haverstraw covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Haverstraw’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Haverstraw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haverstraw total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.