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Natural hazards · Harriman

Harriman, NY natural hazards

Most of the natural-hazard damage FEMA expects in Harriman comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1996. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Harriman?

33
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harriman to be higher than in 33% of U.S. communities, mostly from inland flooding.

Inland flooding64%Hurricanes10%Cold waves8%Tornadoes5%Everything else13%
By hazard

What Harriman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Above average · higher than 53% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Cold waves

8% of expected damage
Below average · higher than 35% of U.S. places
Recorded about once a year in the area

Tornadoes

5% of expected damage
Below average · higher than 30% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Harriman flood?

Every paid claim on a federal flood insurance policy in Harriman, from FEMA’s records.

2paid claims since 1996
$50Kpaid to owners
0homes flooded more than once
19962026

Biggest named events

  • Hurricane Irene: 1 claim, $47K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Harriman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.
Disasters that hit Harriman

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Harriman itself: aid to households, or repair grants to the Village of Harriman.

Brought FEMA money into HarrimanDeclared for Orange County only
2021

Remnants of Hurricane Ida

9 households applied for aid $19K aid approved
2012

Hurricane Sandy

18 households applied for aid $47K to the Village of Harriman for repairs
2011

Remnants of Tropical Storm Lee

1 household applied for aid $2K aid approved
2011

Hurricane Irene

40 households applied for aid $93K aid approved $48K to the Village of Harriman for repairs
2010

Severe Storms and Flooding

$3K to the Village of Harriman for repairs
2007

Severe Storms and Inland and Coastal Flooding

1 household applied for aid
2005

Severe Storms and Flooding

$2K to the Village of Harriman for repairs
2004

Tropical Depression Ivan

1 household applied for aid
2003

Snow

$8K to the Village of Harriman for repairs
2002

Snowstorms

$7K to the Village of Harriman for repairs
1999

Hurricane Floyd Major Disaster Declarations

$10K to the Village of Harriman for repairs
Orange County has had 27 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Harriman

Harriman and the towns around it

Woodbury: Very low, mostly inland floodingWoodbury: Very low, mostly inland floodingBlooming Grove: Low, mostly inland floodingTuxedo: Moderate, mostly inland floodingTuxedo: Moderate, mostly inland floodingHighlands: Moderate, mostly inland floodingMonroe: Very low, mostly inland floodingCornwall: Moderate, mostly inland floodingSouth Blooming Grove: Low, mostly inland floodingHarriman: Low, mostly inland flooding HarrimanWoodbury
Very lowLowModerateHighVery high
Harrimanmostly inland floodingLow
Woodburymostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harriman covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Harriman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Harriman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Harriman total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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