Natural hazards · Hammondsport

Hammondsport, NY natural hazards

Most of the natural-hazard damage FEMA expects in Hammondsport comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hammondsport?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hammondsport to be higher than in 68% of U.S. communities, mostly from inland flooding.

Inland flooding90%Everything else10%

By hazard

What Hammondsport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

90% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hammondsport flood?

Every paid claim on a federal flood insurance policy in Hammondsport, from FEMA’s records.

6paid claims since 1978

$14Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

December Storm - Nor'easter: 1 claim, $199

of all homes
are insured

No community discount. Hammondsport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Hammondsport

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hammondsport itself: aid to households, or repair grants to the Village of Hammondsport.

Brought FEMA money into HammondsportDeclared for Steuben County only

2003

Severe Storms, Flooding, and Tornadoes

3 households applied for aid

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hammondsport covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hammondsport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hammondsport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hammondsport total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.