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Housing in Hammond

A typical Hammond home is worth roughly $82,000

No new homes were permitted in 2008.

Typical home value
$82K
NY $527K
Estimate
2-bedroom rent
$1,160
a month, utilities in · HUD
Median tax bill
$1,760
NY $6,582

What kind of housing town is Hammond?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Hammond

Try your own numbers below.

You could afford about
$307,000
Typical Hammond home $82K

That covers a typical Hammond home, with $225K to spare.

The typical home, each month
$540
Loan $410Tax $110Insurance $20

A two-bedroom rents for about $1,160 a month here, $620 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the New York typical property tax (1.55% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

52% of Hammond households own their home

Half of Hammond’s homes were built before 1945.

Owners and renters
Own 52%Rent 48%

New York: 54% own.

1945
typical home built · NY 1959
$1,760
median property tax bill · NY $6,582
1%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Renting

A two-bedroom rents for about $1,160

Renters already here pay a median of $796, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$810
1 bedroom$880
2 bedrooms$1,160
3 bedrooms$1,570
4 bedrooms$1,920
48%
of households rent · NY 46%
63
renter households
$796
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Watertown-Fort Drum, NY MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2008

No permits for new homes were issued in Hammond in 2008. The last year with any was 2001 (1 new home).

Single-family
01 20002005
0
new homes permitted in 2008
1
homes in the past 9 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2008000—
2007000—
2006000—
2005000—
2004000—
2003000—
2002000—
2001110$92,000
2000000—

Hammond's permit office didn't report to the Census in 2008, so the 2008 figures are Census estimates.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

On the market in Hammond

Listed in the past 60 days. Each opens on the listing site.

Neighbors talk housing

What Hammond buyers, sellers and renters are saying.

Town Square →
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Is Hammond still affordable for young families?

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Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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