Natural hazards · Geneva

Geneva, NY natural hazards

Most of the natural-hazard damage FEMA expects in Geneva comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1993. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geneva?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneva to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding81%Strong wind6%Tornadoes5%Everything else8%

By hazard

What Geneva faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Strong wind

6% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Below average · higher than 31% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geneva flood?

Every paid claim on a federal flood insurance policy in Geneva, from FEMA’s records.

5paid claims since 1993

$40Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Geneva isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ontario County.

Disasters that hit Geneva

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Geneva itself: aid to households, or repair grants to the City of Geneva.

Brought FEMA money into GenevaDeclared for Ontario County only

2024

Remnants of Tropical Storm Debby

$10K to the City of Geneva for repairs

2023

Severe Storms and Flooding

$273K to the City of Geneva for repairs

2003

Severe Storms, Flooding, and Tornadoes

2 households applied for aid $6K aid approved

2003

Ice Storm

30 households applied for aid $15K aid approved $47K to the City of Geneva for repairs

1999

Snow

$21K to the City of Geneva for repairs

Ontario County has had 16 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Geneva

Geneva and the towns around it

Very lowLowModerateHighVery high

Genevamostly inland floodingLow

Genevamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneva covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Geneva’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Geneva. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Geneva total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.