Natural hazards · Geneseo

Geneseo, NY natural hazards

Most of the natural-hazard damage FEMA expects in Geneseo comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Geneseo?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Geneseo to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes9%Cold waves8%Strong wind5%Everything else11%

By hazard

What Geneseo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Below average · higher than 33% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Strong wind

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Geneseo flood?

FEMA's records show no paid flood insurance claims in Geneseo.

of all homes
are insured

No community discount. Geneseo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Livingston County.

Disasters that hit Geneseo

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Geneseo itself: aid to households, or repair grants to the Village of Geneseo.

Brought FEMA money into GeneseoDeclared for Livingston County only

2003

Ice Storm

$3K to the Village of Geneseo for repairs

1999

Snow

$6K to the Village of Geneseo for repairs

Livingston County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Geneseo

Geneseo and the towns around it

Very lowLowModerateHighVery high

Geneseomostly inland floodingVery low

Yorkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Geneseo covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Geneseo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Geneseo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Geneseo total about $957K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.