Natural hazards · Genesee

Genesee, NY natural hazards

Most of the natural-hazard damage FEMA expects in Genesee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2021. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Genesee?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Genesee to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Genesee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Genesee flood?

Every paid claim on a federal flood insurance policy in Genesee, from FEMA’s records.

1paid claims since 2021

$20Kpaid to owners

0homes flooded more than once

20212026

of all homes
are insured

No community discount. Genesee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegany County.

Disasters that hit Genesee

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Genesee itself: aid to households, or repair grants to the Town of Genesee.

Brought FEMA money into GeneseeDeclared for Allegany County only

2021

Remnants of Tropical Storm Fred

$237K to the Town of Genesee for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$218K to the Town of Genesee for repairs

2004

Severe Storms and Flooding

$7K to the Town of Genesee for repairs

2003

Severe Storms, Flooding, and Tornadoes

$33K to the Town of Genesee for repairs

Allegany County has had 20 natural disasters declared since 1953, most often floods and severe storms.

Around Genesee

Genesee and the towns around it

Very lowLowModerateHighVery high

Geneseemostly inland floodingHigh

Bolivarmostly inland floodingHigh

Clarksvillemostly inland floodingHigh

Portvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Genesee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Genesee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Genesee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Genesee total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.