Natural hazards · Galway

Galway, NY natural hazards

Most of the natural-hazard damage FEMA expects in Galway comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Galway?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Galway to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes8%Hurricanes5%Everything else15%

By hazard

What Galway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 37% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 24 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Galway flood?

FEMA's records show no paid flood insurance claims in Galway.

of all homes
are insured

No community discount. Galway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saratoga County.

Disasters that hit Galway

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Galway itself: aid to households, or repair grants to the Village of Galway.

Brought FEMA money into GalwayDeclared for Saratoga County only

2011

Hurricane Irene

4 households applied for aid $11K aid approved

Saratoga County has had 15 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Galway is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Galway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Galway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.