Natural hazards · Fulton

Fulton, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fulton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fulton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fulton to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding79%Everything else21%

By hazard

What Fulton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fulton flood?

Every paid claim on a federal flood insurance policy in Fulton, from FEMA’s records.

7paid claims since 1978

$19Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

December Storm - Nor'easter: 2 claims, $11K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fulton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Oswego County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

Disasters that hit Fulton

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fulton itself: aid to households, or repair grants to the City of Fulton.

Brought FEMA money into FultonDeclared for Oswego County only

2007

Record Snow and Near Record Snow

$36K to the City of Fulton for repairs

2004

Snow

$35K to the City of Fulton for repairs

2003

Ice Storm

388 households applied for aid $180K aid approved $217K to the City of Fulton for repairs

Oswego County has had 17 natural disasters declared since 1953, most often floods and winter storms.

Around Fulton

Fulton and the towns around it

Very lowLowModerateHighVery high

Fultonmostly inland floodingLow

Granbymostly inland floodingLow

Volneymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fulton covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Fulton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fulton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fulton total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.