Natural hazards · Freeville

Freeville, NY natural hazards

Most of the natural-hazard damage FEMA expects in Freeville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freeville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeville to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Freeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freeville flood?

Every paid claim on a federal flood insurance policy in Freeville, from FEMA’s records.

4paid claims since 1981

$18Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Freeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tompkins County.

Disasters that hit Freeville

Federal disasters declared here

None of the disasters declared for Tompkins County shows FEMA aid or repair money reaching Freeville itself in FEMA’s records.

Brought FEMA money into FreevilleDeclared for Tompkins County only

Tompkins County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Freeville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Freeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.