Natural hazards · Freeport

Freeport, NY natural hazards

Most of the natural-hazard damage FEMA expects in Freeport comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5,788 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Freeport?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Freeport to be higher than in 67% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding44%Coastal flooding38%Earthquakes5%Hurricanes5%Everything else7%

By hazard

What Freeport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 3 times a year in the area

Coastal flooding

38% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 69% of U.S. places

Hurricanes

5% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Freeport flood?

Every paid claim on a federal flood insurance policy in Freeport, from FEMA’s records.

5,788paid claims since 1978

$254Mpaid to owners

1,221homes flooded more than once

19782026

Biggest named events

Hurricane Sandy: 2,600 claims, $203M
Hurricane Irene: 1,135 claims, $29.1M
December Storm - Nor'easter: 540 claims, $4.7M

Homes that flooded again and again

Each house = 21 homes. ■ FEMA “severe repetitive loss” (197) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 10% off flood insurance. Freeport is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Nassau County.

What’s been done with FEMA grants

50homes raised above flood level

Disasters that hit Freeport

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Freeport itself: aid to households, or repair grants to the Village of Freeport.

Brought FEMA money into FreeportDeclared for Nassau County only

2021

Remnants of Hurricane Ida

144 households applied for aid $124K aid approved $10K to the Village of Freeport for repairs

2020

Tropical Storm Isaias

$556K to the Village of Freeport for repairs

2012

Hurricane Sandy

5,263 households applied for aid $29.1M aid approved $7.6M to the Village of Freeport for repairs

2011

Hurricane Irene

763 households applied for aid $1.4M aid approved $642K to the Village of Freeport for repairs

2010

Severe Winter Storm and Snowstorm

$110K to the Village of Freeport for repairs

2010

Severe Storms and Flooding

$535K to the Village of Freeport for repairs

2003

Snow

$27K to the Village of Freeport for repairs

Nassau County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Freeport covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Freeport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Freeport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Freeport total about $14.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.