Natural hazards · Fishkill

Fishkill, NY natural hazards

Most of the natural-hazard damage FEMA expects in Fishkill comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 36 claims here since 1984. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fishkill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fishkill to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes13%Earthquakes5%Everything else9%

By hazard

What Fishkill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 8 years in the area

Earthquakes

5% of expected damage

Above average · higher than 69% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fishkill flood?

Every paid claim on a federal flood insurance policy in Fishkill, from FEMA’s records.

36paid claims since 1984

$1.4Mpaid to owners

7homes flooded more than once

19842026

Biggest named events

Hurricane Irene: 15 claims, $390K
Hurricane Ida: 5 claims, $183K
April 2007 Nor'easter: 5 claims, $585K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fishkill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dutchess County.

Disasters that hit Fishkill

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fishkill itself: aid to households, or repair grants to the Village of Fishkill.

Brought FEMA money into FishkillDeclared for Dutchess County only

2021

Remnants of Hurricane Ida

70 households applied for aid $87K aid approved $6K to the Village of Fishkill for repairs

2011

Hurricane Irene

85 households applied for aid $209K aid approved $8K to the Village of Fishkill for repairs

2010

Severe Winter Storm and Snowstorm

$2K to the Village of Fishkill for repairs

2007

Severe Storms and Inland and Coastal Flooding

47 households applied for aid $34K aid approved $68K to the Village of Fishkill for repairs

Dutchess County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fishkill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fishkill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Fishkill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fishkill total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.